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Topic Paper

Trans Pacific Partnership: the Essentials of a New Trade Agreement

Submitted by Headwater Investment Consulting on November 18th, 2015

By Kevin Chambers

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Investment News: Understanding what Millennials are facing

Submitted by Headwater Investment Consulting on October 29th, 2015

In this month's topic paper, Kevin explores the challenges and advantages of entering the workforce in the today's changed financial landscape. Are you or a loved one a "Millennial"? Read how those growing up in a digital age are affected by student debt, the job market, accessible online information and other factors when making retirement planning decisions.

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Commodities: Demystifying their Importance

Submitted by Headwater Investment Consulting on August 19th, 2015

By Kevin Chambers

Much speculation in the financial media has been made as to why the Federal Reserve has not yet taken action on increasing interest rates. The Fed has claimed that sluggish commodity prices are a reason for their hesitation. The leading index for aggregate commodity prices, the Bloomberg Commodity Index, has lost -1.6% for the first half of 2015. In fact, it has lost every year from 2011 to now, making commodities the lowest performing major asset class over the last 5 years.

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Economy Check-In: Post 2008 Crisis

Submitted by Headwater Investment Consulting on July 22nd, 2015

By Kevin Chambers

The 2008 crisis was one of the worst downturns in American economic history. News reports and financial media reports are teeming with differing opinions regarding how much the American economy has recovered. As the US presidential election heats up, there are sure to be some conflicting views on the strength and outlook for the health of the economy.

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